Your experiences with credit card

ellion · 08-01-2008, 02:52 AM

i have made real good use of my credit card. i bought a car on one of my cards then balance transfered the debt to another card with 0%interst on balance transfer. so i have my car on interst free credit. with another card i use it all the time to buy as much as i can. i get paid 1% of what i spend on that card, then i pay it off in full at the end of ever month. all the money that i would have spent out of my bank has been sat in my own bank making me interst.

QueenB · 08-01-2008, 03:02 AM

I wish I could have been so sensible and used my credit card that well. I was hindered by the fact that everytime I got close to my limit the bank would increase my credit card limit without discussing it with me and I was weak enough to use it just a little more.

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08-01-2008, 02:52 AM	#11
ellion Junior Investigator Join Date: Jul 2008 Posts: 15	i have made real good use of my credit card. i bought a car on one of my cards then balance transfered the debt to another card with 0%interst on balance transfer. so i have my car on interst free credit. with another card i use it all the time to buy as much as i can. i get paid 1% of what i spend on that card, then i pay it off in full at the end of ever month. all the money that i would have spent out of my bank has been sat in my own bank making me interst.

08-01-2008, 03:02 AM	#12
QueenB Junior Investigator Join Date: Aug 2008 Posts: 11	I wish I could have been so sensible and used my credit card that well. I was hindered by the fact that everytime I got close to my limit the bank would increase my credit card limit without discussing it with me and I was weak enough to use it just a little more.